Indiana Bankruptcy Attorneys - Chapter 7 Bankruptcy
If you are struggling with the burden of unmanageable debt, bankruptcy may be the answer for you. There are two types of bankruptcy that individuals typically file: Chapter 7 bankruptcy and Chapter 13 bankruptcy.
Chapter 7 bankruptcy is the type of bankruptcy that people imagine when they think of bankruptcy. It is the type of personal bankruptcy in which a person may:
- Discharge most forms of unsecured debt completely
- Stop creditor harassment
- Stop a wage garnishment
- Get a fresh start
Only a limited number of debts, like child support arrears, may not be discharged through a Chapter 7 bankruptcy. To learn more about bankruptcy and your legal options, contact the law offices of Boruta in Indianapolis, Avon or Fishers, Indiana. To schedule a free consultation with a bankruptcy lawyer at our firm, call 317-748-1168.
How Does It Work?
At your free consultation, I will take time to answer your questions and understand your financial situation. If bankruptcy is not right for you, I will not encourage you to pursue bankruptcy. I have created a reputation of professionalism that is built on a foundation of integrity and a priority of always putting clients' interests first.
If bankruptcy is right for you, I will discuss the difference between Chapter 7 and Chapter 13 bankruptcy to determine which option is best for you. If you decide that Chapter 7 is your best option, I will perform an analysis to determine if you are eligible. People seeking Chapter 7 relief must meet an economic means test. Most people who contact my firm are pleasantly surprised to find that they are eligible for relief. If Chapter 7 is not available to you, Chapter 13 bankruptcy is another option that may provide help.